18006548818 (2024)

FAQs

Who is calling me from 800-654-8818? ›

We're Portfolio Recovery Associates, LLC and we're changing the way debt collection works. If you have been contacted by us it's because your original creditor sold us your account, and we now own your debt.

Yes, Portfolio Recovery Associates is a legitimate company. Portfolio Recovery Associates is a debt buyer that engages in the business of buying charged-off and defaulted consumer debts from creditors.

Credit Systems International, Inc. (CSII) is a debt collection agency. Their headquarters is located in Fort Worth, Texas. If you have been contacted by CSII they are trying to collect a debt.

It is not uncommon today for people to be pursued by debt collectors for money they don't owe. This occurs for several reasons: the original creditor may have made an accounting error, you may be a victim of identity theft, or the creditor may have found the wrong person with a similar name.

Number doesn't match the caller ID name (e.g., says a big company but has a local number) Claims to be from a government agency like the IRS or FBI (they won't call you out of the blue) Caller ID shows "Scam Likely" or "Spam Risk" (your carrier has flagged it as potential spam)

Dialing *69 is a simple way to find out an unknown caller's number for free from your iPhone, Android, or landline. This service has been available for decades in the US and still works today. Here's how to trace an unknown number using the *69 service: Dial *69 on a mobile or landline.

Established in 1980, Credit Systems International, Inc. (CSII) is a debt collection agency headquartered in Fort Worth, Texas. CSII specializes in debt collection solutions and recovery strategies for a variety of industries.

If you receive a notice from a debt collector, it's important to respond as soon as possible—even if you do not owe the debt—because otherwise the collector may continue trying to collect the debt, report negative information to credit reporting companies, and even sue you.

This one is easy—YES! Having a debt in collections will definitely affect your credit score. But that doesn't mean you should give up. Arm yourself by understanding what debt collection is, why it affects your credit score, and what you can do to fight back.

Use this 11-word phrase to stop debt collectors: “Please cease and desist all calls and contact with me immediately.” You can use this phrase over the phone, in an email or letter, or both.

What not to tell a debt collector? ›

You never want to give the debt collector personal information about your finances and assets, such as your Social Security number, your bank account number unless making a payment, your income, or the value of your assets.

Payment May Not Update Your Credit Report. Even after paying a collection account, the collector might not properly update your credit report. The unpaid status could incorrectly remain, damaging your score indefinitely. This happens more often than you'd think.

Yes, RMS Collections is a debt collection agency. They buy debt from a number of different creditors that no longer wish to attempt to collect the amount themselves (also known as a "charge-off"). RMS Collections may attempt to reach out via mail or phone calls (demanding payment).

With Truecaller's reverse phone lookup tool, you can now simply type the caller's number in the search bar above and find out who called you within seconds! The best part? Truecaller also tells you if the caller is a spammer.

One of the simplest is to simply Google the phone number. If the number is listed in a public directory, such as the WhitePages, you will likely be able to find the owner's name and address. Another free method is to use a reverse phone lookup service.

Identify callers. Whether you have Fios Digital Voice or Traditional voice phone service, Verizon offers many ways to identify a caller before answering the call. You can also get the caller's number when it is available, after they call your home.